Turn financial avoidance into awareness, honesty, and a practical plan for lasting change.
Money problems can create fear, secrecy, and shame. This interactive workshop helps members understand what money represents, recognize spending habits, and begin addressing debt through honesty and consistent action.
Using principles connected to Steps Eight and Nine, participants learn how financial amends can begin with acknowledging what is owed, communicating honestly, and creating a sustainable repayment plan.
What the Workshop Covers
- Understanding money as an exchange of time
- Identifying automatic spending habits
- Tracking daily cash purchases
- Facing debt without shame or avoidance
- Applying Steps Eight and Nine to financial obligations
- Dividing available money among budgeting, savings, and debt
- Creating fair, proportional creditor payments
- Understanding the spiritual connection between time, money, and service
The workshop includes a complete facilitator guide, a timed presentation outline, discussion questions, worked financial examples, a Daily Cash Tracking Grid, and a Debt Allocation Worksheet. It can be used as written or adapted for a group or district.
Download the printable PDF or editable Word version below.